How much does public liability insurance cost?

by Riskex on March 9, 2010

in Insurance

Depends…..Although not always as technically rated as other insurance classes, most underwriters use a rating system based on limits and deductible required, industry, turnover and claims history. In a hard market they may even want to see your quality and risk management procedures before they will even insure you. Unless you are in an industry that deals closely with members of the public (ie hospitality, retail) you may find that you can get decent public liability cover for around $500 as an extension to your business or professional indemnity policy. Best thing to do is talk to your broker or get a free quote online. For example

{ 6 comments… read them below or add one }

Riskex October 12, 2011 at 7:52 AM

I dont know what country you are in – your best bet is to contact an insurance broker/agent

Idil Mohd-Fuad October 11, 2011 at 10:21 PM

Hey never posted on anything like this before but I was just wondering if anyone knows what category does cosmetic contact lens public liability insurance falls under and/or how do I go in regards to purchasing public liability insurance for cosmetic optical wear?

Riskex August 5, 2011 at 6:41 PM

You need to talk to a local insurance broker

HALLING JOHN M August 5, 2011 at 5:09 PM

We are hiring the use of a small room in the Ac-cent building owned by the Mandurah City Council twice a month on a continuing basis. They are asking us to have Public Liability Insurance of $10 million for the use of the room. The hire rate is around $30 per use. We are an unincorporated voluntary christian organisation.
Could you give us an indicatation what the cost will be. We do not have any other insurances. Thank you John Halling for Tent of Repentance.

Riskex June 14, 2011 at 10:20 PM
Riskex January 10, 2011 at 9:20 PM

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