Insurance

Safety for Event Volunteers

Employees Safety

Volunteering Australia is the national peak body working to advance volunteering in the Australian community.  Its role is to represent the diverse views and needs of the volunteer sector while promoting the activity of volunteering as one of enduring social, cultural and economic value. Their website provides a number of guides, booklets and articles about [...]

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Managing Contractor Safety and Public Liability

Contractor Induction

Many contractors are not directly concerned for the safety of your customers and need assistance and close monitoring. For the purposes of risk management “contractors” can be considered in three categories: 1.      Contract Labour are usually from employment agencies, and are employees of that agency.  Typically these contractors work as if, in all other respects, [...]

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Event Risk Management and Insurance

Events

Despite all the careful planning, things can still go wrong, and usually these are out of your control. This could include theft of equipment, injury to a guest etc. You should protect yourself by obtaining adequate insurance cover. Events Insurance Quotes provides free up-to-date access to the best value Events Insurance, Event Liability Insurance, Insurance [...]

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Forklift Trucks in Public Areas

Insurance

There have been a number of serious incidents in recent years involving third parties (ie customers and delivery drivers etc) being injured by mobile equipment, particularly forklift trucks. The owners/operator’s Public Liability Insurance policy may not generally cover the cost of resulting claims where the equipment should have been registered hence a claim made on [...]

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Checklist for Public Liability Risk Assessments for Hotels and Resorts

Insurance

Typical information collected by Underwriters to assess risks and determine public liability premiums For more information and checklists please visit our Public Liability Website Structures -         Age, layout, construction -         Fire Detection/alarms systems -         Fixed protection systems – sprinklers, other extinguishing systems -         Fire separations -         Fire fighting water supplies -         Fire fighting, private and public [...]

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Shopping Centre Risk Management

Insurance

SHOPPING CENTRE CASE STUDY This page is available online at: http://www.cpaaustralia.com.au/cps/rde/xchg/cpa-site/hs.xsl/home.html Page last updated: Tuesday, 20 February 2007 © Copyright 1997-2006 CPA Australia Reducing property and public liability risks This case study shows how a retail shopping-centre complex established a risk management program to reduce its property and public liability risk exposures and achieve savings [...]

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Public Liability Insurance Quote

Insurance

Looking for a competitive Public Liability Insurance Quote? – Click here for our free online service. Get obligation free and very competitive quotes from major insurers. Click Here Riskex – Insurance Online provides free up-to-date access to the best value Products Liability, Public Liability, Contractors Insurance, Events Insurance, Business Insurance and Professional Indemnity information, resources, [...]

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How to get a better deal on public liability insurance

Hospitality

If you own or operate a pub or nightclub then you’ll know how hard it is to obtain adequate public liability insurance at a reasonable price.  Unfortunately there have been some very public and expensive incidents in this industry. Unless you can prove to an Underwriter that your risks re lower than the industry norm [...]

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How much does public liability insurance cost?

Insurance

Depends…..Although not always as technically rated as other insurance classes, most underwriters use a rating system based on limits and deductible required, industry, turnover and claims history. In a hard market they may even want to see your quality and risk management procedures before they will even insure you. Unless you are in an industry [...]

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Tort Reform and a Real Case

Insurance

Update on CAL No 14 t/as Tandara Motor Inn ats Sandra Scott & Motor Accidents Insurance Board. Thanks to Proclaim As foreshadowed in our June 2009 edition this matter proceeded to the High Court of Australia which upheld the hoteliers appeal. We pointed out in that article that no evidence was led that the appellant [...]

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Why do I need Public Liability Insurance?

Insurance

I had an email yesterday from someone who performs musical acts in schools and wanting to know if they needed public liability insurance as they assumed they would be covered by the schools own insurance policy. My advice, of course, was most definitely. If you have any interaction with members of  the public or their property, [...]

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