Insurance

How important is load restraint training?

Road Safety

The importance of load restraint training cannot be underestimated as the consequences of incorrect (or absent) load restraint can mean injury or death.  The security of the load is of vital importance.  If the load moves or falls off it endangers the load itself and the lives of other road users. Alternatively, if the load [...]

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Broken Sprinkler CCTV Footage

Accidents

This post on our sister site PUBLIC LIABILITY is currently getting a lot of hits. As one person commented (via LinkedIn): “This is a brilliant case for why any “incident reporting / management system” needs to accomodate more than just Workers Compensation. This single episode has implications for not only WorkCover but also property insurance [...]

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Schoolies face Gold Coast balcony ban

Balconies and Balustrades

Having nearly been hit by a watermelon thrown of a balcony a few years ago and been involved in a number of insurance claims involving stuff thrown off balconies and a fatal fall over an inadequate balustrade I would fully support this initiative: Schoolies could be banned from hotel and high-rise apartment balconies on the Gold [...]

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Public Safety

Articles

Latest articles from the Public Liability Website: Public Swimming Pool Safety Public Safety in Hotels and Resorts Public Safety in Car Parks Public Liability Claim Examples Public Liability What is Product Liability Public Liability Insurance Quote New Swimming Pool Safety Legislation Public Liability Insurance Quote – Why You Need One How to get a better [...]

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Liability Claims – latest Proclaim newsletter

Articles

Proclaim have released their last newsletter for the year with 3 very informative articles: 1 – Richard Thomas discusses the advantages and disadvantages of using contract Security in pubs and Clubs: Insurers of licensed venues such as clubs, pubs, bars and nightclubs often include in their liability surveys and questionnaires a question about whether security [...]

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Stupid Safety Photo Resources

Stupid safety photos

MIStupid.com – This section is dedicated to pictures of stupidity around us. We can’t be sure if they are all real, but they are certainly real stupid. Love To Know – Stupid Safety Pictures – Most of these photos are staged but excellent quality and great for presentations. Safety is one thing you never want [...]

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Photos of Safety Hazards

Safety Photos

[picappgallerysingle id="280087"] Found another site with a great collection of safety photos and pictures of hazards. Also have a selection of safety jokes and cartoons VISIT SITE. As they say: “Please note, this is not a site for funny safety photos, it does however demonstrate why liability insurance can be expensive for some individuals and [...]

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Managing Contractor Safety and Public Liability

Contractor Induction

Many contractors are not directly concerned for the safety of your customers and need assistance and close monitoring. For the purposes of risk management “contractors” can be considered in three categories: 1.      Contract Labour are usually from employment agencies, and are employees of that agency.  Typically these contractors work as if, in all other respects, [...]

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Checklist for Public Liability Risk Assessments for Hotels and Resorts

Insurance

Typical information collected by Underwriters to assess risks and determine public liability premiums For more information and checklists please visit our Public Liability Website Structures -         Age, layout, construction -         Fire Detection/alarms systems -         Fixed protection systems – sprinklers, other extinguishing systems -         Fire separations -         Fire fighting water supplies -         Fire fighting, private and public [...]

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Public Liability Insurance Quote

Insurance

Looking for a competitive Public Liability Insurance Quote? – Click here for our free online service. Get obligation free and very competitive quotes from major insurers. Click Here Riskex – Insurance Online provides free up-to-date access to the best value Products Liability, Public Liability, Contractors Insurance, Events Insurance, Business Insurance and Professional Indemnity information, resources, [...]

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How to get a better deal on public liability insurance

Hospitality

If you own or operate a pub or nightclub then you’ll know how hard it is to obtain adequate public liability insurance at a reasonable price.  Unfortunately there have been some very public and expensive incidents in this industry. Unless you can prove to an Underwriter that your risks re lower than the industry norm [...]

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How much does public liability insurance cost?

Insurance

Depends…..Although not always as technically rated as other insurance classes, most underwriters use a rating system based on limits and deductible required, industry, turnover and claims history. In a hard market they may even want to see your quality and risk management procedures before they will even insure you. Unless you are in an industry [...]

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